Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.
These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.
Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.
Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!
Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).
If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.
And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.
Women’s Personal Finance Weekly Roundup #60 (Actually, 199)
1. The Beginnings of Student Debt Jubilee Culture Study by Anne Helen Petersen
“Part of the way we continue to think bigger is by seeing what forgiveness does and can do. So that’s what we’re going to do here, for the rest of this post, which I’ve assembled from hundreds of responses from people with all sorts of backgrounds and situations and types of debt.
People who are looking at their first chance at wealth building in the form of home ownership. People who will be able to care for others in their family falling through the safety net. People who, for the first time in their adult lives, will be able to live without financial ruin around the corner. People who are weeping because stability, and the ability to start staking a future, feels so incredibly foreign. I hope you’ll consider adding what student debt cancellation could and would do for you in the comments — even if it hasn’t happened yet.”
“People talk about the importance of prioritising pleasure/joy/fun. Honestly… all those words are pretty triggering for me and I’m working through that for myself. I’m going with fun as it feels the least loaded. The concepts seem so frivolous and there are decades of conditioning around this to deconstruct. Not helped at all by becoming a parent, I must say. The push to start martyring ourselves, denying ourselves, stripping pleasure and enjoyment from our lives, starts even before our kids are born. But I digress…
I believe you can’t get/have/keep what you can’t feel. Not for long, anyway. And if you gotta feel the goodness before it actually arrives and shows its face, and if that actually helps fuel and accelerate the whole process… why the hell not?”
3. The Dutch Doctor Will See You Now: One Expat’s Healthcare Experience Financial Mechanic
“It’s not often that you’re excited to go to the doctor, but I found myself pumping my fist in triumph after mine told me to come in. After several thwarted attempts to make appointments, I was going to experience healthcare in Europe for the first time.
Healthcare is one of the most talked-about reasons to leave the United States and head to Europe, trumping work-life balance, walkability, and other social services. I get asked about it a lot, so I thought I’d write about my experience with healthcare in the Netherlands as an expat.”
BONUS Investing As a Stay at Home Spouse She Wolfe of Wall Street
“Do I have any stay at home friends out there?! If so, make sure you don’t sleep on the Spousal IRA!
Whether it’s a Roth IRA or Traditional IRA, the same income rules apply if you open up a spousal IRA – The only thing that’s different is you do not have to have your own earned income! As long as you are married filing jointly, your spouse can contribute the funds on your behalf. Note that this is not a separate type of account when you open one up – you’re simply selecting the source of contribution as your spouse.”
Thanks For Supporting These Fabulous Creators!
As always, if you’re looking for a categorized list of women writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.
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Angela is the cofounder of Women's Personal Finance. When she's not talking about women and money, she's riding her e-bike, hanging out at her urban micro-farm with her family, or listening to a new audiobook.