Women's Personal Finance Wednesday Roundup

Women’s Personal Finance: Wednesday Roundup December 29, 2021

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Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.

These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.

Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.

Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!

Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).

If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.

And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.

Women’s Personal Finance Weekly Roundup #29 (Actually, 166)

1. Ask the Money Coach: How to Deal with the Haters Nav.it

“Now that I’ve started remodeling it, I can’t get my sister to stop saying things like “must be nice” or “you don’t even have kids.” This home is an investment for me, a major milestone, and something I would hope to celebrate. Do I just stop sharing with them? 

I’m so tired of feeling guilty, but tired of all the shade.

-Successful and Single”

2. How To Start Small by Saving Small Bitches Get Riches

“If you don’t start saving your money when you’re young, you’re going to die impoverished, overworked, and alone!” says every personal finance guru ever to young people just starting out in the world.

And while it’s only a slight exaggeration, this kind of enormous pressure can be overwhelming and demoralizing when you’re just starting to get your financial life under control and barely bringing in enough money to make ends meet.

So what’s a young, financially inexperienced person to do? What’s anyone with bills and debt to do with the specter of an empty savings account looming and no solution in sight?

The answer, as with most personal finance, is to start small. Because when saving, your little savings really do add up.

3. We’re Already Living in The Squid Economy Jessica Wildfire

“No, you don’t get shot or pushed off a glass bridge. Nothing that dramatic happens in the squid economy. If it did, we might get upset and do something about it. In the real world, you just sink into poverty as your pay stagnates and the cost of everything keeps going up.

You go broke, then hungry.

You live in fear of losing your home or getting evicted. You pile up all kinds of debt. You skimp on medication. You give up on the idea of retirement. You just keep working until one day you get so sick, you can’t go into work anymore. You can’t afford the hospital. So you just die.

That’s how it ends in the squid economy.

It’s slower, almost boring.”


Since it’s a major media company publishing this article, it’s not one of the main three being shared today, but I felt like it should be included:

The Covid supplement lifted me out of poverty. Then it was cut and my life went back to the way it was Melissa Fisher via The Guardian

“I felt better and started looking towards the future. I was excited at the new possibilities that improving my health would offer. I even started getting socially involved with the others at the gym. With all these changes my mental health also improved. There was less stress as I didn’t worry about being able to eat or pay for medications. I knew if an emergency happened I could cover it.

Then the supplement was cut. The first thing to go was the gym membership and healthy food options. It was back to skipping meals and filling up on carbs.”

Thanks For Supporting These Women Writers!

As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.

Love what we do here at Women’s Personal Finance? Want to support that effort so we can continue to do the awesome work you love? Sign up to be a Supporter / Join the Insiders Club.

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