Women's Personal Finance Wednesday Roundup

Women’s Personal Finance: Wednesday Roundup February 2, 2022

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Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.

These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.

Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.

Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!

Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).

If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.

And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.

Women’s Personal Finance Weekly Roundup #34 (Actually, 171)

1. The Ghost is You (On Trying to Write During a Pandemic) Amber Sparks

“I think the pandemic has forever altered my ability to write. Or at least to write anything in the inspired, joyous, lightning-fast way I used to, where I felt myself a conduit, and not just a vessel. We have been here so long that I look around my apartment and I swear I can see the circuit of my own ghost; I spot afterimages of myself sitting yet again under a blanket on that couch, chained to that chair like some kind of pathetic Prometheus, my own fear gnawing at my guts. It feels like I am on a loop, at this point, that I will be watching myself here forever, traveling this same circuit around this same small space.”

2. Stock Market Crash? What to do Next: Nothing Miranda Marquit

“Rather than panic, though, it’s time to clutch your towel (hey, that’s a quality Hitchhiker’s reference!) and take a few deep breaths. As always, selling low is not the best investment strategy out there. Now might be a good time to do a little bargain shopping, if it works for you, but if you’ve got an ongoing dollar-cost averaging strategy, there’s no reason to change that up and panic-sell at the first sign of a drop.

Has the market reached a low? Who knows? But if you have a few stocks or funds on your list, and you’ve just been waiting for them to drop a little in price to reach your desired valuation, picking up a few extra shares when the market falls can make sense. I generally hop in once the market is down at least 5%. Deploy a little extra cash, while leaving all my regularly scheduled investment programming intact.”

3. Retirement Update: I Miss My Job Fetching Financial Freedom

“We had the creative dream: nothing but time to work on our passion projects. After living that creative dream for over half a year, I find myself missing routine.

I had the perfect commute of a half hour walk to work. Long enough to get the blood flowing, but not too long so as to tempt me to take the bus or a Lyft. Work expected me in the office before a certain time, so even if I was feeling meh, I got up and went to work, often curing that mehness with the walk alone.

And my projects! They had layers, so writing, technical analysis, and visual design all came into play, and they had short but manageable deadlines. Every two weeks I had a new and interesting priority to wrap up and deliver. Requirements were clear, but there was freedom in how I went about filling them.

At our new game studio? Nothing is clear.

For some, that might sound invigorating. For me and my ADHD, it makes my heart pound in a less healthy way.”

Thanks For Supporting These Women Writers!

As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.

Love what we do here at Women’s Personal Finance? Want to support that effort so we can continue to do the awesome work you love? Sign up to be a Supporter / Join the Insiders Club.

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