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Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.
These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.
Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.
Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!
Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women and nonbinary folks, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).
If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.
And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.
Table of Contents
Women’s Personal Finance Weekly Roundup #76 (Actually, 215)
1. 2022: Building our Ideal Life NOW The Fioneers
“When we made the decision to buy the campervan, we knew that this one purchase would increase our FI timeline by about one year. The market downturn has added another year to our FI timeline.
I feel very happy that we aren’t putting all of our eggs in the “early retirement basket”. If I were still working full-time in a toxic job and trying to get to FI as quickly as possible, I would be devastated. An increase to our FI timeline would feel like a huge setback.
But, we aren’t aiming for early retirement. We’re focused on using our financial freedom to design a life we don’t want to retire from. Since we are building our ideal life now, an increase in our FI timeline feels a lot less disappointing.”
2. The Myth of the Shopaholic and the Female Overspender Too Ambitious
“The shopaholic, the overly ‘emotional’ young woman practicing ‘retail therapy’, the stay-at-home mom spending all of ‘her husband’s hard earned money’, there’s no shortage of cultural archetypes for the female overspender, ‘wasting’ money on supposedly thoughtless and needless purchases.
In 2018, the UK-based Starling Bank, commissioned a study on gendered language around money, finding that 65% of money related articles in women’s magazines characterized women as excessive spenders. Meanwhile, 70% of money related articles targeted toward men emphasized making money.”
3. What’s the difference between rich and poor? Save Spend Splurge
“Sometimes, you can’t tell at all… because what you see isn’t the whole picture.
My annual reminder for 2023.”
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As always, if you’re looking for a categorized list of self-identified women and nonbinary folks writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.