Empower Your Budget: Discover Your Next Favorite Budgeting App

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1. Empower – Dashboard, App & Tools, Free to Use! 

Empower (formerly known as Personal Capital) is our top pick (and personal daily use favorite) for those who want a comprehensive financial overview without any costs attached. This app shines by delivering a full snapshot of your finances, helping you manage everything from budgeting to monitoring your investments plus retirement planning and projections. While Empower does offer asset management services, there’s no obligation to use them—you can bypass the pitches and still benefit from its top-tier tools. It’s perfect for users who want to stay on top of their financial health without diving into complex planning.

However, if you’re interested in moving beyond budgeting and want to explore detailed financial projections, ProjectionLab might be worth checking out. It offers advanced simulations and scenario testing for those looking to strategize their financial independence or retirement in more depth.

2. Monarch Money – 7 Day Free Trial

For the visual planner in you, Monarch Money offers a sleek, intuitive way to see your full financial picture in one place. It’s ideal for folks who want a modern, collaborative tool that blends budgeting, goal setting, and investment tracking without needing to assign every dollar a job. Use our WPF link to start your free 7-day trial and see how it transforms your money mindset.

While we’ve got a long history of love for YNAB in the WPF community (and it definitely still has a loyal fan base) we’ve been hearing more and more people fall for Monarch lately. The two serve different styles: YNAB is for the meticulous budgeter who thrives on structure and loves giving every dollar a mission. Monarch, on the other hand, appeals to folks who want a broader view, a little more automation, and an easier way to track shared finances or big-picture goals.

We know there’s no right way to manage your money, just the one that fits your brain, your life, and your values best.

3. You Need A Budget (YNAB) – 34 Day Free Trial

For the meticulous budgeter in you, YNAB offers a practical approach to give every dollar its mission. It’s ideal for those ready to get hands-on with their cash flow. Plus, use our WPF link to enjoy a 34-day free trial and feel the difference firsthand.

4. Tiller – 30 Day Free Trial

Spreadsheet wizards, rejoice! Tiller takes your financial data and puts it to work in customizable Google Sheets, offering a 30-day free trial to get your sheets in order. It’s the ultimate control center for those who love a personalized touch in their financial tracking.

Budgeting is Better with Support!

As we navigate this change, remember that our community strength lies in sharing and supporting. We’re excited to hear about the tools you choose and the new budgeting paths you’ll explore.

Wishing you seamless transitions and empowered budgeting!

P.S. We’ve got a channel devoted specifically to YNAB over on Woven. Become a member and gain access to chat with other WPF’rs about how they use YNAB!

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