Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.
These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.
Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.
Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!
Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).
If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.
And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.
Women’s Personal Finance Weekly Roundup #54 (Actually, 193)
1. How Do You Do It? How Do You Live Without Constantly Falling Apart? Shannon Ashley
“Things aren’t perfect or ideal, but I’m raising a happy, healthy kid. That’s what matters.
Still, I worry. There’s still so much that I can’t do. My whole life, I’ve struggled to find my equilibrium. I don’t merely mean “work-life balance,” but survival. Whenever I try to improve myself in one area, it seems that all the other stuff inevitably falls. I don’t know how other people do it. I don’t know how they juggle regular, day-to-day tasks without having 10 other things fall apart.”
2. Making Decisions is Exhausting. Rules and Automation Help You Make Fewer Decisions In Your Finances. Flow Financial Planning
“You and I probably have at least one thing in common: the administrative burden of modern life is exhausting. Overwhelming. Frustrating. Just nothing good about it, but we can’t escape it.
I regularly, desperately wonder: How can I Do Less, Think Less, Figure Less Out? Because figuring things out, making decisions, takes energy. And sometimes I just don’t have any to spare.
Which leads me to this idea I heard a while ago (where, I forget):
One feature of a good decision is that it reduces the need to make decisions in the future.“
3. Financial Anxiety And Why It Impacts So Many Women Maura Madden
“Someone with both a fear of money and a shortage of money, however, is battling on two different fronts simultaneously. These two money related challenges play off of one another, resulting in financial anxiety. It is hard to believe that you are competent at managing your finances when you never have enough money. And, if one believes them-self bad with money, then it is an easy next step to blame their lack of money on this perceived inadequacy.“
BONUS My Four (Yes Four!) Emergency Funds and How I Use Them Black Girl Freedom
“Do you have multiple emergency funds, or do you prefer to have one? I currently have 4. As someone who has dealt with both earth-shattering emergencies and minor nuisances, they will NOT catch me slipping again!
If you’re saving for multiple potential emergencies or you help others out financially, one emergency fund may not be enough.”
Thanks For Supporting These Women Creators!
As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.
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Angela is the cofounder of Women's Personal Finance. When she's not talking about women and money, she's riding her e-bike, hanging out at her urban micro-farm with her family, or listening to a new audiobook.