Women's Personal Finance Wednesday Roundup

Women’s Personal Finance: Wednesday Roundup November 24, 2021

Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.

These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.

Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.

Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!

Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).

If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.

And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.

Women’s Personal Finance Weekly Roundup #24 (Actually, 161)

1. We Need to Talk About Our Demand Chain Crisis Zero Waste Chef

While my mother’s cat will adjust to a new diet, a collapsing global supply chain does pose real problems. As the system remains stalled, unemployment and inflation may increase, for example—which would affect the economy and thus everyone.

However, a collapsing global supply chain pales in comparison to collapsing life support systems characterized by more pandemics, more floods, more droughts and more fires. A re-engineered supply chain will help mitigate the far greater problem of climate collapse, from which no one is safe.”

2. Allocation Strategies (Part 4: Tax Efficient Fund Placement) All Options Considered

“When we retired early we owned a variety of investments including individual stocks but since then we have vastly simplified our portfolio holdings. We now concentrate the majority of our investments in ETF’s as they trade throughout the day, can be very low cost, are more tax-efficient, and come in various asset classes. Our current holdings include a US Broad Market ETF, an International Equity ETF, a Short Term Bond ETF, and a Muni Bond ETF.

But how do you know which asset types are best for each account type in order to have a diversified tax efficient portfolio? Well, it depends! I know that’s not a popular answer, and I hate hearing that too. So let’s back up and focus on taxes first.”

3. Why I Learned to Keep My Ambitions to Myself Too Ambitious

Ambition is a way of taking yourself seriously, a way of being generous with yourself. Which, if you’re anything like me, is not easy to do. Women are conditioned to tone down their accomplishments and be modest about their aspirations.

Ambition also makes people deeply uncomfortable. Which is why, for better or worse, I’ve learned to keep my ambition to myself.”

Thanks For Supporting These Women Writers!

As always, if you’re looking for a categorized list of self identified women writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.

Love what we do here at Women’s Personal Finance? Want to support that effort so we can continue to do the awesome work you love? Sign up to be a Supporter / Join the Insiders Club.

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