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Welcome to the Women’s Personal Finance Wednesday Roundup! We started this series back in 2018 on TreadLightlyRetireEarly.com to showcase the fabulous women in the online personal finance community who are talking about money online. Even now, there is a perception that women aren’t good with money, don’t care about money, or don’t understand it on a granular level beyond perhaps knowing how to coupon and score a good shopping deal.
These roundups are our way of doing a small part to change that perception. There is no shortage of women online doing their part to make it clear that they DO understand money, and these posts are meant to amplify that fact.
Why does it matter? Because representation matters. Because reading and hearing stories from those who (may or may not) look like us show us that yes, we too can figure out this money thing, that we too have important stories to tell. And that we too know quite a lot about money and are experts worth listening to.
Since Women’s Personal Finance has grown up to get its own website, it’s time to transition these roundups over here to the dedicated website. Same great content, new home!
Our Women’s Personal Finance Facebook group on Facebook also has a sharing thread on Fridays, and that’s the place to read all the blog posts written by members over the previous week. If you’re looking for more articles written by women and nonbinary folks, that’s a great place to continue reading (plus we have plenty of great discussions on finances the rest of the week as well!).
If you don’t have the time or inclination to go searching down myriad posts, though, we will be continuing this series every week to showcase some of the best of the new content we read. If you ever read a post you think we absolutely need to consider for this roundup, please let us know! We are always open to reading new blogs and want to celebrate those newer voices as well as the more seasoned ones.
And with that, here is the best (in our opinion) content by women and nonbinary folks this past week. Let us know what you think in the comments! We love discussion.
Women’s Personal Finance Weekly Roundup #66 (Actually, 205)
1. Do You Include the Value of Your Home in Your Net Worth? Here’s Why You Should. Rich Frugal Life
“Do you consider your primary residence to be an asset? Is the value of that home included in your net worth calculation?
I frequently see this topic debated on social media and it always surprises me to see how many people don’t view their home as an asset, and the reasons they give for why.
As a former accountant, I tend to view most personal finance questions from an academic perspective. From a purely academic perspective, the answer seems clear.”
2. Why Some People Should Wait Before Applying for Student Loan Forgiveness Yes I Am Cheap
“The urge to immediately apply for the program is understandable, especially since student loans are expected to enter repayment status in January, but there are certain groups of people who may benefit from waiting just a bit longer. Since applications will be open through December 2023, there is plenty of time to wait but the groups listed below should consider whether waiting would benefit them more than applying right now.”
3. Why does imagining the end of the world feel easier than saving it? Rebecca Tamás, Financial Times
“Apocalyptic climate fantasies often reveal a deep desire to simply get it over with. We can imagine the end of the world much more easily than we can imagine saving it. In this kind of fiction, the inequalities of human society, the plant and animal extinctions, the cruelties and complications that define our real climate crisis, disappear. Such narratives satisfy our craving to wipe the slate clean, to begin from zero, without all the mess and suffering and personal sacrifice that climate action will demand of us.”
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As always, if you’re looking for a categorized list of self identified women and nonbinary folks writing and speaking about personal finance, here is the comprehensive guide to the Women of the Financial Independence Community.
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Angela is the cofounder of Women's Personal Finance. When she's not talking about women and money, she's riding her e-bike, hanging out at her urban micro-farm with her family, or listening to a new audiobook.